Do any libraries currently offer deferred compensation or in lieu of insurance compensation for those employees who do not need health insurance coverage? We have had this as a benefit for the past several years and now stand to loose it due to Township changes. Thanks in advance for your responses. Myla *Myla-Jean Stuart, Director* Comstock Township Library 6130 King Highway PO Box 25 Comstock, Michigan 49041 269-345-0136