Good morning, I have been researching laptop loan policies and agreement forms and have found a lot of great examples of each, but I am interested to learn more about how institutions actually go about charging for lost or damaged equipment and if there are any hiccups to be aware of from your experience related to recovering funds. This question is in relation to an academic institution, but information from any type of library may be useful. Thank you for any information you can provide! Kind regards, Rebecca Karlis