Dear Colleagues, Good morning. Our Library Board is studying the differences between a bank loan and a USDA loan for the purpose of funding new construction. Does anyone have experience with the USDA and would be willing to share their experience? Sincerely, Jaema Jaema Berman Director Addison Twp. Public Library 1400 Rochester Rd. Leonard, MI 48367 Phone: 248-628-7180 Fax: 248-628-6109 http://www.addisontwp.michlibrary.org “Today a reader, tomorrow a leader.” Margaret Fuller 1810-1850