If you've moved from Defined Benefit to Defined Contribution I have questions... ~ How long ago did you make the transition? ~ What Employer contribution % did you go with for the DC plan? ~ Pitfalls? Considerations? Would you do it again? We have two high multiplier/benefit level DB plans right now. As we look toward the future and make considerations about long-term stability the transition to DC plan makes sense. I do understand that the obligation for DB doesn't go away... and am nervous about the 20+years of paying for both! Just wondering how this transition plays out in the long game... We've been in touch with our MERS reps, I'm more interested in a boots on the ground perspective. Thanks all! Andrea ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ *Andrea IngmireLibrary DirectorPeter White Public Library* (906) 226-4303 (office) (906) 250-0080 (cell) (906) 226-1783 (fax) *http://pwpl.info/ <http://pwpl.info/>*